Eksplorasi Literasi Keuangan Pada UMKM Sumatera Barat: Sebuah Studi Di UMKM Salsabila


  • Gustina Politeknik Negeri Padang
  • Novadilastri Politeknik Negeri Padang
  • Yenida Politeknik Negeri Padang


Financial literacy, knowledge, attitude, financial behavior


Currently, financial literacy is something that absolutely must be owned by entrepreneurs, including MSMEs. Financial literacy shows how a person's financial knowledge, attitudes, skills and behaviours are. Good financial literacy will encourage good financial behaviours. The purpose of this study is to explore the financial behaviours of entrepreneurs including MSMEs and also the obstacles that occur in this regard. The methodology used in this study is qualitative research with interviews / in-depth interviews as data collection media. In addition, researchers also conducted field observations. This study found that MSME entrepreneurs have had a fairly good financial behaviour. This is evident from the knowledge, attitudes and financial skills they have in dealing with problems and managing their finances. The recommendation of this research is the attention and support of the government as a stakeholder for MSMEs to improve this financial literacy ability. Keywords: Financial literacy, knowledge, attitude, financial behavior